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Economic Realities; Fact or Fiction? or Can We Start Borrowing Ourselves into Prosperity Again!

 

It is 2012 and the real estate bubble collapse is still winding down to a new economic reality – what reality is still in question. The actions that led up to the really downturn I don’t think has really changed. Sure lending rules have tightened up but people generally still want the latest, greatest products and [...]

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Retirement; Who’s Responsible?

 

Here is a scenario to consider. Suppose you are a middle class person with a reasonable job. You are happy with your career and can pay your bills. But every year human resources sends you emails about increasing your contribution to your retirement fund. You already put away 2% but your company will match up [...]

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Jobs – The Economic Paradigm Shifted; Did you catch it?

We are living in transitional times here in the US and the world. Things we used to count on such as jobs for all those willing to work are now not so certain.

If you want to know what to do about the new job paradigm – skip to the end of this post. For those [...]

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National Debt; Dog and Pony Show?

Whew! We made it through another election. I don’t know about you but I think corporate America’s new spending limits for political advertisements were onerous.

Enough said about the spending but it was apparent voters were reminiscent of the old, “Throw the Bums Out” mentality in recent years. I’ve heard plenty of talk about [...]

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San Diego Home Prices; Glass Half-Full?

My former statistics professor asked the class a question one day, “Do you see the glass as half-full or half-empty?” As you can imagine most of the class came down on the half-full but there were about 30% half-empty responses. The Professor railed against our opinions and said the glass had 50% volume in it [...]

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